Job Recruitment Website - Social security inquiry - Can I pay the occupational pension insurance?
Can I pay the occupational pension insurance?
If the party reaches the statutory retirement age and meets the relevant provisions, it can be paid in one lump sum; Otherwise, it cannot be paid in one lump sum; This has nothing to do with the nature of the customer's account. 1. If the basic old-age insurance premium is not paid due to the employer's reasons, the employer may submit a written application to the administrative department of labor and social security for supplementary payment, and submit the proof of labor relationship with the employee during the application period and the proof of salary income. After confirmation, you can pay the basic old-age insurance premium. At the time of payment, the ratio of the payment base of the corresponding payment year multiplied by the average wage of employees in this city in the previous year and the average wage of employees in this city in the previous year shall be used as the payment base of the corresponding payment year, and shall be paid according to the sum of the payment ratios of units and individuals specified in previous years. 2. Employees who have reached retirement age and have no old-age insurance can pay the old-age insurance in one lump sum 15 years, and then enjoy the old-age insurance benefits on a monthly basis. Article 10 of the Social Insurance Law, employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Legal objectivity:
Article 15 of the Social Insurance Law of People's Republic of China (PRC) stipulates that endowment insurance consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. "Social Insurance Law of People's Republic of China (PRC)" Article 16 Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. "People's Republic of China (PRC) Social Insurance Law" Article 18 The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the basic old-age insurance treatment level will be improved in a timely manner.
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