Does social insurance include medical insurance?

The main difference between medical insurance and social security lies in the different concepts.

Social security is social insurance, which can provide income compensation for those who lose their ability to work or suffer losses due to health reasons; Social insurance includes medical insurance, endowment insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Medical insurance is medical insurance, which can compensate medical expenses caused by diseases or accidents, including employee medical insurance and resident medical insurance. The medical expenses incurred by the insured can be reimbursed by the medical pooling fund according to a certain proportion.

Most of the medical insurance we often talk about refers to basic medical insurance, which is a kind of social insurance. So social security includes medical insurance, and it is more extensive than medical insurance.

Because social security includes medical insurance, if a person pays social security, medical insurance is naturally among them, and there is no need to pay it separately; For flexible employees who only participated in employee pension insurance and urban and rural residents who only participated in resident pension insurance, they need to pay medical insurance separately.

However, for employees with work units, social security must be paid, including medical insurance, so employees who have already participated in employee social security do not have to pay medical insurance separately.

Individuals can participate in social security in the following ways:

1. Participate in social security as a resident: you can participate in medical insurance for urban and rural residents and endowment insurance for urban and rural residents. Most of them can only be insured in the place where they are registered, and they can freely choose the payment grade. Payment is made once a year. In recent years, some areas have also opened up the permanent population with non-local household registration to participate in insurance. If necessary, you can consult the local social security and medical insurance departments.

2. Participate in flexible employment social security as a freelancer: you can participate in flexible employment pension insurance and medical insurance, you can freely choose the payment base, and you can also choose to pay monthly or yearly.