Job Recruitment Website - Social security inquiry - Can I take out five insurances and one gold?
Can I take out five insurances and one gold?
Endowment insurance has a personal account, and the ID number is the account number, which cannot be taken out, but it can be transferred or collected through retirement. Medical insurance, maternity insurance and work-related injury insurance cannot be refunded, but they can be exercised through reimbursement of medical expenses when they are sick.
Industrial injury insurance, unemployment insurance and maternity insurance all have no personal accounts, and the insurance will be automatically lifted after resignation, but unemployment insurance can be collected as long as it is paid for one year and is not caused by personal reasons. Housing provident fund, with individual accounts, the fees paid by enterprises and individuals all form the total amount of individual accounts, just like the bank's lump-sum withdrawal for all ownership individuals. After resigning, I just stopped saving money, but the money in my account is still personal. As long as it meets the conditions for withdrawal of the provident fund, it can be withdrawn at any time, and it can be renewed in the future and will never expire.
According to Article 14 of People's Republic of China (PRC) Social Insurance Law.
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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