Can I brush my medical insurance card for pre-pregnancy examination?

Pregnant women can use medical insurance cards for prenatal examination during pregnancy.

1. Many women buy maternity insurance. In maternity insurance, part of the cost is used as the cost of prenatal examination. This cost will not be particularly large, about 800- 1000. Pregnant women can give priority to pregnancy examination and use this part of the cost first. Most patients have some free fees in their medical insurance cards, which can also be used for prenatal examination. When paying fees at the window, you can ask the toll collector to use this part of the fee. When a baby is born in a hospital, he can enjoy maternity allowance and maternity reimbursement.

2. Pre-pregnancy examination fees cannot be reimbursed. Most people will have a physical examination, and prenatal examination after pregnancy can be reimbursed in maternity insurance, but there are limits in most places. The medical insurance card can be used, but it cannot be reimbursed. You need to swipe your social security card, and you need to have gynecological examination, secretion test, TCT and prenatal examination. On the contrary, when doing a prenatal examination, you can brush the money on the social security card during the physical examination, which can reduce the pressure on pregnant women. Of course, the medical insurance card reimburses the hospitalization and delivery surgery expenses of pregnant women, as well as part of the maternity allowance.

3. The scope of use of the medical insurance card is as follows:

(1) Used for drug purchase: When the insured purchases drugs at the designated pharmacy, they can pay the expenses with the medical insurance card.

(2) Reimbursement: Medical insurance card can be used for reimbursement, no matter whether it is outpatient or inpatient, as long as it meets the medical insurance reimbursement standard.

(3) See a doctor: After the insured falls ill, he can register with the designated hospital with the medical insurance card and medical insurance manual. The main process is as follows: with the medical insurance manual and medical insurance card-register in the medical insurance department of the hospital-check the card-pay the hospitalization deposit-stay in the hospital-require the patient's consent and sign the self-funded items-cash or medical insurance card.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.