How to authorize individual medical insurance?

The operation method of individual medical insurance authorization is as follows:

1. You can go to the local medical insurance department or social security center, fill in the personal medical insurance power of attorney, and attach the authorized person's identification materials, medical insurance card and other related materials;

2. In the power of attorney, it is necessary to specify the information of the licensor and the licensee, the scope of authorization, the entrustment period, etc.;

3. The power of attorney needs to be signed by me and notarized in the social security center or medical insurance department to ensure the authenticity and effectiveness of the entrustment;

4. After the power of attorney comes into effect, the personal medical insurance account can be used by the authorized person and enjoy medical insurance benefits.

The process of medical insurance is as follows:

1. The insured person brings his/her valid certificate and applies to the neighboring county medical insurance center, and the county medical insurance center will settle the account on the spot;

2. The insured person can also apply to the adjacent street medical insurance service point for handling, and the service point will settle within 3 working days. The insured shall go to the service point to receive the "Medical Insurance Card" within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

To sum up, there may be differences in medical insurance policies and regulations in different regions, and the specific operation mode of authorization may be different due to different regions and policies. It is suggested that before authorizing individual medical insurance, you should know the local medical insurance policies and regulations and consult the staff of relevant departments for better operation.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.