Will flexible employment be deducted if it fails?

The endowment insurance for flexible employees will be deducted for the second time after the deduction fails. The time for bank deduction is unified from the 20th of each month, and the deduction is made once a month. If the amount is insufficient and the deduction fails, the system will not take the initiative to make a second deduction. It will be deducted next month. Flexible employees who choose to withhold and remit the basic old-age insurance premiums of enterprise employees in cooperative banks will be automatically deducted from the binding account. If the bank account is not activated or has been reported lost, cancelled or frozen, the fee cannot be deducted.

If the social security deduction of flexible employees fails, it will be deducted again. When the social security payment base of flexible employees in the current month is greater than the minimum payment base and less than the maximum payment base, the payment ratio is flexible employees, and the minimum payment base is ×20%. Since the contribution rate of flexible employees is 20%, the single deduction is the product of 20% and 20% of the minimum contribution base and 20% and 20% of the maximum contribution base. The monthly social security payment base of flexible employees is not higher than the minimum payment base, and when it is lower than the maximum payment base, the single deduction is the product of 20% and 20% of the minimum payment base. When the monthly social security payment base of flexible employees is equal to the minimum payment base, the single deduction is the product of 20% and 20% of the minimum payment base. When the monthly social security payment base of flexible employees is higher than the minimum payment base, but not higher than the maximum payment base, the single deduction is the product of 20% and 20% of the minimum payment base.

To sum up, when the balance of the bank card is insufficient to pay the social security of the current month, the bank will deduct the money in the order of pension, medical care and unemployment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.