Pay social security by yourself, have no maternity insurance, and be reimbursed for having children?

If the unit fails to pay maternity insurance, the child can be reimbursed by medical insurance, but only the hospitalization expenses can be reimbursed. Proportion of hospitalization medical insurance reimbursement: 1. Medical expenses incurred in tertiary hospitals: 1, with a minimum deductible of 30,000 yuan, 85% paid by the overall fund and15% paid by employees; 2, more than 30 thousand yuan to 40 thousand yuan, 90% of the overall fund to pay, individual employees pay10%; 3, more than 40 thousand yuan, the overall fund to pay 95%, workers pay 5%. Second, the medical expenses incurred in secondary hospitals; 1, with the minimum payment of 30,000 yuan, 87% paid by the overall fund and13% paid by employees; 2, more than 30 thousand yuan to 40 thousand yuan, the overall fund to pay 92%, 8% workers pay; 3, more than 40 thousand yuan, the overall fund to pay 97%, workers pay 3%. 3. Medical expenses incurred by first-class hospitals and family beds: 1, with the minimum threshold of 30,000 yuan, 90% paid by the overall fund and10% paid by employees; 2, more than 30 thousand yuan to 40 thousand yuan, the overall fund to pay 95%, workers pay 5%; 3, more than 40 thousand yuan, the overall fund to pay 97%, workers pay 3%. Four, retirees pay 60% of the employees.

Legal objectivity:

Article 29 of the Social Insurance Law, the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.