Is it necessary to buy critical illness insurance after buying social security? Will there be any conflict between the two?

No conflict. At present, many people's medical insurance is still limited to medical insurance and social security. In order to ensure the sufficiency and comprehensiveness of health insurance, it is suggested to reconsider medical insurance and health insurance and increase critical illness insurance on the premise of basic medical insurance.

Insurance planning should comprehensively consider the company's strength, agent's quality, specialty and product form. All three are indispensable. When buying insurance, it is suggested that full care insurance and accident insurance should be considered first, and the amount of protection is suggested to be 5- 10 times of the annual total income.

Nursing critical illness insurance is more responsible than simply buying critical illness insurance. Life-long critical illness insurance, nursing critical illness insurance (returning the insured amount), consumer critical illness insurance, etc. , you can choose reasonably according to your own preferences, scientifically match, reduce insurance costs and improve insurance coverage as the principle. It is better to make the insured amount meet your own needs.