I work in a factory, and the company bought me insurance and gave me a medical card. How should I provide for the aged? I said I don't have it now.

From your analysis, the company may pay you commercial insurance instead of social insurance.

According to the regulations, it is the legal obligation of the employer to pay various social insurance premiums, including endowment insurance and medical insurance. It is impossible for social insurance agencies to allow units to pay only medical insurance and not endowment insurance.

You can take your ID card to the local social insurance agency to check whether the unit has paid social insurance for you according to law. If not, you can go to the local labor inspection brigade to report the illegal behavior of the unit, and the administrative department will order the unit to correct it.

Relevant provisions of the Provisional Regulations on the Collection and Payment of Social Insurance Fees:

Seventh payment units must apply to the local social insurance agencies for social insurance registration and participate in social insurance. The registered items include: name, domicile, business place, unit type, legal representative or person in charge, account number of the bank where the account is opened, and other matters stipulated by the administrative department of labor and social security of the State Council.

Tenth payment units must declare the amount of social insurance premiums payable to the social insurance agencies on a monthly basis, and pay social insurance premiums within the prescribed time limit after being approved by the social insurance agencies.

Twelfth payment units and individuals shall pay social insurance premiums in full in the form of money.

The social insurance premium that the payer should pay shall be withheld and remitted from his own salary by his unit.

Social insurance premiums shall not be reduced or exempted.

Thirteenth payment unit fails to pay and withhold social insurance premiums according to law, the administrative department of labor insurance or the tax authorities shall order it to pay within a time limit; Fails to pay, in addition to repay the amount owed, from the date of default, an additional 2/1000 of the daily fines. Late payment fees are incorporated into social insurance funds.

Sixteenth social insurance agencies should establish payment records, including basic old-age insurance and basic medical insurance, and record personal accounts in accordance with the provisions. Social insurance institutions are responsible for keeping payment records and ensuring their integrity and security. The social insurance agency shall send a personal account notice of basic old-age insurance and basic medical insurance to the payer at least once a year.

Payment units and individuals have the right to inquire about payment records in accordance with regulations.

Seventeenth payment units shall announce the annual payment of social insurance premiums to employees and accept the supervision of employees. Social insurance agencies shall regularly announce the collection of social insurance premiums to the public and accept social supervision.

Twentieth social insurance agencies entrusted by the administrative department of labor and social security, can carry out inspections and investigations related to the collection and payment of social insurance premiums.

Twenty-first any organization or individual has the right to report illegal acts related to the collection and payment of social insurance premiums. The administrative department of labor and social security or the tax authorities shall promptly investigate the report, handle it in accordance with the provisions, and keep the informant confidential.

Twenty-third payment unit fails to handle the social insurance registration, change of registration or cancellation of registration in accordance with the provisions, or fails to declare the amount of social insurance premiums payable in accordance with the provisions, the administrative department of labor security shall order it to make corrections within a time limit; If the circumstances are serious, the directly responsible person in charge and other directly responsible personnel may be fined more than 5000 yuan 1000 yuan; If the circumstances are particularly serious, the directly responsible person in charge and other directly responsible personnel may be fined not less than 5000 yuan but not more than 65438 yuan but not more than 0,000 yuan.

I wish you get rid of your troubles as soon as possible! I wish you a happy Dragon Boat Festival holiday!