Can I still use employee medical insurance to pay for rural cooperative medical care?

Medical insurance for employees does not require rural cooperative medical care.

You don't have to pay the rural cooperative medical care. Although employees pay a lot of medical insurance, it has a wide coverage and a high reimbursement rate. The rural cooperative medical system pays a small amount every year, and it is settled once a year, but in rural areas, the deductible line is low. Not both can be reimbursed at the same time, only one can be selected. If you pay both at the same time, you can't reimburse at the same time. Medical insurance for employees is medical insurance for urban employees. The basic medical insurance premium for medical insurance for urban employees shall be paid jointly by the employer and the employees. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. The proportion of individual accounts is generally about 30% of the employer's contributions, and the specific household proportion is determined by the overall planning area according to the scope of individual account contributions and the age of employees.

To apply for a medical insurance card, you need the following information:

(1) Business license, registration certificate or seal of the employer;

(two) the labor contract between the unit and the employee or the employee roster;

(3) the original and photocopy of the ID card of the person who handles the medical insurance card.

2. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. Without social insurance registration, the social insurance agency shall verify the social insurance premium it should pay;

3. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.