Guangzhou social security minimum base 2023

The lower limit of the payment base of endowment insurance is the minimum wage standard announced by the municipal government, which has not changed at present, and it is 2030 yuan.

The payment standards in different places are not exactly the same. Most places have payment grades of 12 to 13. The minimum payment standard is about 200 yuan every year, and the maximum payment standard is about 5,000 yuan every year. In economically developed areas, the minimum payment standard is above 500 yuan every year, and the maximum payment standard can reach about 9,000 yuan per year. If it reaches the standard of about 9000 yuan per year, it is similar to paying employee pension insurance for flexible employees.

According to the provisions of the old-age insurance system for urban and rural residents, the government should also give some subsidies when individuals pay, which is determined according to the payment standard. Personal contributions and government subsidies are all included in personal accounts, which are used to calculate personal account pensions.

There are basically the following types of social security:

1. Social insurance for urban workers (including: basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance).

2. Social insurance for urban flexible employees (including endowment insurance and medical insurance).

Social insurance for urban residents (including endowment insurance and medical insurance).

4 rural villagers' social insurance (including endowment insurance and medical insurance).

What is the minimum standard of social security payment base? The minimum payment base is 60% of the local social wage, which is the minimum standard. Payment ratio: pension, about 20% for the unit and 8% for the individual; Medical insurance, about 8% for units and 2% for individuals; Unemployment, the unit is about 2%, and the individual1%; Work injury, the unit is about 1%, and the individual does not pay it; Birth, the unit is about 0.8%, and the individual does not pay. There is no national unified payment ratio, which is slightly different from other places. The highest contribution rate of all individuals is 1 1%.

Legal basis:

Social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.