What is the annual pension and medical insurance paid by Tongren residents? When should the endowment insurance be paid? How much can I get at maturity?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

How much does Tongren resident account pay for old-age care and medical insurance every year?

Freelancers need to go to the social security bureau where their registered permanent residence is located to handle the follow-up payment of social security relationship transfer, and can only handle pension and medical insurance.

The amount paid is calculated according to the local social wage of the previous year, which varies from year to year.

For example, the average salary of a prefecture-level city is 20,000, so the payment of endowment insurance is about 20,000 * 20% = 4,000, and the medical care is about 20,000 *10% = 2,000.

I don't have a job. I work outside. When should the endowment insurance be paid?

Well, the minimum payment period of endowment insurance is 180 months, which is 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

So the minimum old-age insurance is 15 years.

How much can I get when it expires in one month?

At the same time, there is also a formula for calculating the pension: the sum of social wage *20%+ personal account *1120, which is obviously directly related to social wage and the amount paid by individuals. According to the time period and grade of payment, it is generally around the local minimum living standard.

Besides, after all, China is a populous country. The purpose of social security is to solve the problems of old-age care and medical care in the future and embody the principle of socialist homogenization, rather than widening the gap and creating contradictions. So, even if you pay more, you set an upper limit.

If you want to improve the quality of old-age care, I suggest you buy some commercial insurance as a supplement according to your actual economic situation on the basis of social security.