How to pay social security fees by yourself?

The process of paying social insurance premiums by individuals is very simple. Prepare ID card, copy of the original household registration book and other related materials to the local social security bureau for payment. But individuals can only participate in medical insurance and endowment insurance. The payment grades of medical insurance and endowment insurance are set by local people's governments themselves, and the insured can choose the payment standard according to their own economic ability. Both urban freelancers and rural villagers pay social insurance in their personal capacity. However, after joining the work, as long as they establish labor relations with the company, they don't need to pay it themselves. The company pays social insurance for themselves, but employees need to bear part of the social insurance premiums themselves. Individuals can apply for social security as freelancers, prepare household registration book, ID card and photocopy, and send two 1 inch photos to the local social security bureau.

First, how to pay the endowment insurance and medical insurance?

1, endowment insurance

Go to the social security bureau of the district where the account is located, and bring your ID card, one-inch bareheaded photo, application form, etc. And the staff will calculate how much you pay each month when you apply, which is calculated according to last year's social salary. When individual industrial and commercial households or other flexible employees participate in old-age insurance, they shall pay the basic old-age insurance premium according to 20% of the average monthly salary of employees on the job.

medical insurance

If you are an urban resident, buy urban medical insurance, bring your ID card, original and photocopy of your household registration book, and one-inch color photos to the community neighborhood committee or social security office to pay for registration. Rural residents can participate in rural cooperative medical care. Generally, the village Committee will inform you when to hand it in and handle it uniformly. If you are self-employed, you can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account!

Second, is it expensive to pay social security yourself? How to pay?

1. Those who undertake social security by themselves shall apply for social insurance as freelancers.

2, freelancers, urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance payment base for the local average wage of employees in the previous year, the payment ratio is 20%, of which 8% is credited to personal accounts, and after retirement, it is calculated according to the basic pension for enterprise employees.

3, medical insurance, freelancers, self-employed insured, you can choose to establish a pool fund, not to establish a personal account, according to the local average monthly salary of 4.2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account!

Third, how do individuals pay endowment insurance?

1, through the unit to participate in endowment insurance, individual employees can provide their own ID cards and photos, and the unit staff will handle them;

2 individuals to participate in endowment insurance, with reference to the implementation of freelancers to participate in social insurance. Freelancers can only participate in endowment insurance and medical insurance. The payment of endowment insurance and medical insurance has specific provisions: endowment insurance: bring my ID card, unemployment certificate and two 1 inch photos to the business window of the local social security center.

Four, individuals pay social security, can only pay pension and medical insurance these two parts. The specific process is as follows:

1, how to pay social security for individuals can apply for social security as freelancers;

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus;

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Five, individuals pay social security in two forms.

1, paid by the company.

Units and individuals pay together in proportion, and the individual part pays 8% of the average salary of the individual in the previous year, with medical insurance 2% and unemployment insurance 0.5-1%;

2 individuals pay social insurance for flexible employees.

Pay in accordance with the prescribed payment base and proportion, which varies from place to place. Endowment insurance is generally paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year.

6. How do foreign accounts pay social security by themselves?

If the foreign hukou personnel want to apply for social security locally, they need to go through the formalities of "social security transfer". The specific procedures are as follows:

1. After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fee according to the regulations, the employer or the insured puts forward a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place;

2. The social security agency of the newly insured place will review the application for transfer and continuation within 15 working days, send a consent letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured;

3. The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 05+65438 working days after receiving the bid-winning notice;

4. After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time;

5. Accumulated calculation of the payment period of endowment insurance, there is a gap in the middle, which can be supplemented or not.

Seven, personal social security policies and regulations

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension shall be calculated and paid according to the method of calculating and paying the basic pension for enterprise employees;

2, medical insurance, freelancers, self-employed insured, you can choose to establish a pool fund, not to establish a personal account, according to the local average monthly salary of 4.2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance, 6% units and 2% individuals;

3. After completing the old-age insurance procedures, pay medical insurance at the local medical insurance center with the old-age insurance procedures and relevant documents;

4. Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

8. Is it cost-effective to pay social security yourself?

1. First of all, it's not worthwhile for you to pay social security all the time. Like the old-age insurance, if you renew your insurance, you can only get it back in your account, but so much money you have entered the society as a whole will not be returned to you. If you don't surrender, you must pay a late fee. There is also the calculation of the payment period. If you have surrendered your insurance, the period must be calculated from the time of renewal. However, the intermittent payment of medical insurance still has the time problem of interrupting the reimbursement system. Therefore, unless it is special, don't cut off social security;

2, how to pay social security is cost-effective, depending on the amount of premium, even if it is the lowest, it is not a small amount!

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.