The difference between career social security and flexible employment social security

The difference between social security for institutions and social security for flexible employment:

1. The nature of insurance is different: social security for institutions is usually paid by the employer for the employees, which is mandatory, while the social security for flexible employment is paid by the individual voluntarily, which is applicable to the flexibly employed people who are eligible to participate in the insurance.

2. Different types of insurance: the social insurance of institutions includes five types of insurance: pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, while the social insurance of flexible employment only includes two types of insurance: pension insurance and medical insurance.

3. The contribution standard is different: the contribution of social security of institutions is borne by the unit and the individual **** the same, usually with the employee's salary as the contribution base, while the cost of flexible employment social security is borne by the individual. The specific contribution standard may vary from region to region.

4, enjoy the treatment is different: the social security institutions of the active employees in the retirement can enjoy life-long medical insurance and other social security benefits, while flexible employment social security participants usually only enjoy pension insurance and medical insurance treatment, no other social security benefits.

5, the retirement policy is different: career social security retirement policy is usually in accordance with the retirement age of employees, while the retirement age of flexible employment social security may be different, some regions may need to wait until the age of 55 to retire women.

Enterprise social security payment process:

1, employee information submission. New employees need to provide personal information and documents, such as ID cards, household registration books, etc. The organization will choose the appropriate type of social security according to the employee's situation, such as pension insurance and medical insurance.

2. Social security base is determined.

3. Calculation of social security contributions.

5. Social security fee audit.

6. Social security fee confirmation.

7. Social security cost declaration.

In summary, there are differences between institutional social security and flexible employment social security in terms of contribution ratio, retirement age and the main body responsible for contributions, but the calculation of pensions remains the same, ensuring that different groups can obtain relatively fair financial security after retirement.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10

Employees shall participate in basic pension insurance, and the employer and the employee*** shall pay the basic pension insurance premiums together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff managed under the civil service law shall be prescribed by the State Council.