Conditions for foreigners to buy a house in Zhuhai

The conditions for foreigners to buy a house in Zhuhai must first have a local social security or tax payment certificate of 2 5 years in Zhuhai. Those who meet the requirements need to provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax payment certificate.

Foreigners need to meet the following conditions when they borrow money from banks to buy a house in Zhuhai:

1. Agree to use the purchased house as the mortgage guarantee for purchasing a house in Zhuhai.

2. The age of the borrower plus the loan period shall not exceed 65 for men and 60 for women.

3. Have full capacity for civil conduct in Zhuhai or the place of residence; Have permanent residence or valid residence status in China.

4, must pay not less than the total price of the house purchased-a certain percentage or more of the first purchase price.

5. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan.

6. A house purchase contract or agreement has been signed.

Matters needing attention in buying a house in Zhuhai:

1, pay attention to the value of the building

When buying a house, we should first pay attention to the geographical location of the building, whether there are schools, hospitals, shopping malls and convenient transportation, which are directly related to the value of the house. If the value of the house is high, it will also have great advantages for the future sale or lease of the house.

2. Pay attention to the qualification of the developer.

When buying a house, we should also pay attention to the qualification and background of the developer, which is directly related to the quality of the house, whether it can be delivered smoothly, and the property level after delivery. Generally speaking, you can pay attention to whether the developer holds the "Pre-sale Permit for Commercial Housing", otherwise you may encounter unfinished houses and sell more than one room.

3. Pay attention to the inspection of the purchase contract.

We should also attach great importance to the content of the purchase contract. In the content of the purchase contract, it is best not to leave it blank, otherwise it may be tampered with by developers. Moreover, the details mentioned by the developer in the contract, such as the promise of giving away the balcony, should also be clear in the contract.