Hangzhou minimum living allowance: five insurances and one gold.

The minimum payment standards for five insurances and one gold in Hangzhou are as follows:

Old-age insurance: the unit pays according to the proportion of 14%, and the individual pays according to 8%;

Medical insurance (including maternity insurance): units pay at the rate of 10.5%, and individuals pay at the rate of 2%;

Unemployment insurance: 0.5% for units and 0.5% for individuals;

Industrial injury insurance: the unit pays according to the industry risk, and the individual does not pay;

Housing accumulation fund: 12% paid by enterprises and 12% paid by individuals.

According to the relevant policies and regulations of "controlling the high and ensuring the low", if the average monthly salary of employees in the previous year was lower than 1.470 yuan (minimum wage standard), the deposit base was determined as 1.470 yuan; The maximum deposit base shall not exceed 3 times the average monthly salary of employees in the city last year. If the deposit base is adjusted and raised this year, the adjusted deposit base shall not exceed 159 16 yuan.

Social security base The minimum payment base for workers' basic old-age insurance and industrial injury insurance is 80%(2967.54 yuan) of the average monthly salary of workers in the province in 20 13, and the minimum payment base for other social security types is 60%(2225.65 yuan); If it is higher than 300% (11128.26 yuan), it is determined to be 300%. As can be seen from the above, the minimum social security payment base of Hangzhou 20 14 is 2225.65 yuan, and the maximum is 1 128.26 yuan.

To sum up, the so-called minimum standard of five insurances and one gold is actually to calculate the payment fee of five insurances and one gold according to the minimum payment ratio of five insurances and one gold and the minimum payment base of five insurances and one gold.

The contribution ratio and base of each employee are different. When you find that your five insurance and one gold ratio or base is lower than the minimum standard stipulated by the policy, you can consult Hangzhou Social Security Bureau and Hangzhou Housing Provident Fund Management Center.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.