202 1 social security payment three grades table

First, the breakdown of three levels of social security contributions:

In fact, it is not necessarily divided into 202 1 six social security payment grades. Usually, the lowest grade is that independent individuals can pay five social insurances according to 60% of the average social wage, and different regions have different divisions:

1, Changsha, Hunan: only three grades: 60%, 100%, 300%;

2. Beijing/Liaoning Province: 60%, 70%, 80%, 90%, 100%, 200%, 300%;

3. Sichuan Province: There are eight grades, namely 55%, 60%, 80%, 100%, 150%, 200%, 250% and 300%.

Different regions have different grades, and not only does each region apply to the 202 1 social security payment table.

Second, which grade of social security is the most cost-effective?

Nothing is the most cost-effective, and the general payment principle is:

1, limited budget: the lowest grade meets the economic demand, and the lowest cost performance;

2. The higher the budget: the higher the grade, the higher the pension after retirement, and the most cost-effective pension in old age. In addition, the payment base of social security is adjusted once a year. Because once a year;

The average salary will change, and if your salary will change, you will adjust accordingly. If an individual does not have a fixed job and pays social security as a flexible employee, the choice of flexible employees is very wide, ranging from 60% to 300%. Therefore, the higher the charging standard, the more money will be paid, and correspondingly, the more pensions will be received after retirement. So how should we choose? In fact, how to choose the payment grade mainly depends on our economic situation, because there is still a big gap between paying 60% and paying 300%. If you pay 60%, it will cost about 8,000 yuan a year. If you choose 300%, it will cost about 40,000 yuan a year. This gap is still very huge. Specifically, how much pension you can get when you retire after paying 15 is also related to your average index. Here is an example. We pay the basic old-age insurance at 60% of the minimum payment standard. After 15 years, cities below the third tier can usually enjoy the pension benefits from 800 yuan to 1000 yuan. Although it is not very high, it can effectively improve the pension benefits in the second year after retirement. Because according to the increase of retirement age, pension benefits are also improving.