Social security paid 15 years but died before retirement age. Can I retire?

Legal analysis: If the social security has been paid for 15 years but died before reaching the retirement age, his personal account cannot be withdrawn in advance, and the expenses in his personal account for endowment insurance will not be refunded, but he can inherit it. Survivors can get funeral grants and pensions. Therefore, those who have paid social security for 15 years but have not reached retirement age cannot return it.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.