Qingdao minimum social security contribution standard

Qingdao minimum social security contribution base is 3,269 yuan, in our country social insurance in the payment, need to be strictly based on the worker's own salary to determine the minimum payment base, in fact, is based on the previous year's minimum wage standard to determine.

A, Qingdao minimum social security contribution base is how much?

Qingdao social security enterprise workers contribute to the base of the lower limit of 3269 yuan, the proportion of social insurance contributions are:

1, pension insurance :unit to pay the proportion of 16%, the individual to pay the proportion of 8% ;

2, medical insurance: unit to pay the proportion of the proportion of the proportion of the individual to pay the proportion of 2%

3, unemployment insurance :unit to pay the proportion of the proportion of the proportion of the individual to pay the proportion of the proportion of the workers' compensation insurance : the proportion of the unit to pay the proportion of the work-related injuries. According to industry categories are divided into eight categories, respectively 、、、、、、、 employees do not pay individual contributions;

5, maternity insurance fund into the employee health insurance fund, no longer separate maternity insurance premiums.

2, what are the types of social insurance?

1, pension insurance

Pension insurance is a social insurance system for workers to get certain financial compensation material help and services from the government and society after reaching the legal retirement age and retiring. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, the implementation of enterprise management institutions and their employees must participate in basic pension insurance.

The new participation unit (refers to all types of enterprises) unit contribution rate is set at 10%, the individual contribution rate is set at 8%, individual industrial and commercial households and their employees, flexibly employed persons and other types of personal form of participation in the insurance, according to the number of years of contributions to the implementation of the differential rates. Individual workers who participate in basic pension insurance can contribute as much or as little as they wish within the prescribed limits, and the more they pay, the more they benefit. Employees receive a monthly pension must be to reach the legal retirement age, and has been for the retirement procedures; the unit and the individual in accordance with the law to participate in the pension insurance and fulfill the obligation to contribute to the pension insurance; personal contributions for at least 15 years.

2, medical insurance

urban workers basic medical insurance system, is based on the financial, business and personal affordability of the establishment of social security system to protect the basic medical needs of workers.

All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.), organs, institutions, social organizations, private non-enterprise units and their employees, are required to participate in the basic medical insurance, the basic medical insurance fund for urban workers consists of the basic medical insurance social coordinating fund and individual accounts.

The basic medical insurance premiums are composed of the employer and the employee's personal account. Basic medical insurance premiums are paid by the employer and the individual employee *** with, of which: the unit pays 8%, and the individual pays 2%. Part of the medical insurance premiums paid by the employer is used to establish the basic medical insurance social coordination fund, which is mainly used to pay for hospitalization of insured employees and special chronic disease outpatient and rescue, first aid.

Individual account funds are mainly used to pay the insured person in the designated medical institutions and designated retail pharmacies to purchase medicines in accordance with the provisions of the cost of the individual account funds are exhausted or insufficient part of the individual account by the insured person to pay in cash, the individual account can be carried forward and use and inheritance in accordance with the law. Insured employees hospitalized due to illness first self-pay hospitalization threshold, and then into the integrated fund and the employee's personal **** payment section.

3, work injury insurance

Work injury insurance is also known as occupational injury insurance. Workers due to work and in the course of work by accidental injury, or due to exposure to dust, radiation, toxic substances and other occupational hazards caused by occupational diseases, by the state and society to the injured, disabled, and the death of the living dependents to provide the necessary material assistance.

Industrial injury insurance premiums are paid by the employer, for the higher incidence of industrial accidents in the industry industrial injury insurance premiums levy rate higher than the general standard, on the one hand, to protect these industries when the workers injured at work, the industrial injury insurance fund can be paid in full to the injured employee's industrial injury insurance treatment; on the other hand, it is levied through the high rate of enterprise risk awareness, strengthen the prevention of workplace injuries to make the rate of casualties Reduce.

4. Unemployment insurance

Unemployment insurance is mandatory by the state through legislation, the establishment of a centralized fund by the community to provide material assistance to workers due to unemployment and temporary interruption of the source of livelihood system.

5. Maternity insurance

Maternity insurance is a system of material assistance provided by the State or society in response to the physiological characteristics of the act of giving birth, and in accordance with the provisions of the law, when the birth of a child to a working woman causes the worker to temporarily interrupt his or her work and lose his or her normal source of income. Maternity insurance benefits include two elements: maternity allowance and maternity medical services.

Social insurance is very important for ordinary workers, because it includes a wide range of social insurance, such as pension insurance, and medical insurance in the event of some medical expenses can be reimbursed, and China also has a minimum social insurance payment standard regulations.