What is the payment ratio of five insurances and one gold in Nanjing?

The payment ratio of five insurances and one gold in Nanjing is as follows:

1, endowment insurance (20% paid by the unit and 8% paid by the individual)

2, maternity insurance (units pay, individuals do not pay)

3, work-related injury insurance (units pay, individuals do not pay)

4. Medical insurance (Beijing policy is that the unit pays 10% and the individual pays 2%+3 yuan).

5. Unemployment insurance (unit pays 1.5%, individual pays 0.5%)

6, provident fund (units and individuals respectively bear the maximum of not more than 12% of the provident fund)

Extended data:

The difference between five insurances and one gold and commercial insurance

1, different properties. Social insurance is based on the national constitution, basic social policies and labor policies, and is implemented through national or local legislation. Commercial insurance is an aspect of national economic activities, and it is a business activity carried out by people's insurance companies by economic means. This commercial activity is realized by the insurer and the insured signing a contract on a voluntary basis.

2. The objects and functions of insurance are different. Social insurance targets workers and their immediate family members, and its function is to ensure the basic life of workers when they lose their ability to work and their jobs. This kind of protection is conducive to maintaining social equity and social stability. Commercial insurance takes the insured natural person as the insured object, and its function is to give the insured certain economic compensation according to the contract.

3. Different levels of treatment. Social insurance starts from ensuring basic life and stabilizing society, and focuses on long-term basic life. The level of security is gradually improved with the rise of prices and the improvement of social production level. Commercial insurance only pays attention to one-time economic compensation, and the determination of compensation level only considers the insured's compensation amount, without considering other factors.

4. Different management systems. The management system of social insurance is based on the functional departments of governments at all levels in charge of social insurance and their affiliated social insurance institutions. In order to realize the right of workers to enjoy social insurance benefits given by law, the social insurance affairs of workers are managed in a unified way. The management system of commercial insurance is the independent operation of all economic entities, and its management work revolves around the strict performance of insurance contracts.

5. Different legislative categories. Social insurance is one of the basic rights of workers stipulated by the state, and it is also the obligation of the state to workers, which belongs to the scope of labor legislation. Commercial insurance is a kind of financial activity, and the rights of both parties to the insurance contract are protected by the economic contract law, which belongs to the category of economic legislation.

References:

Baidu encyclopedia-five insurances and one gold Baidu encyclopedia-commercial insurance