When to pay for health insurance in 2022

The specific time for 2022 health insurance payment is from September 1, 2021 to December 31, 2021.

The payment methods for 2022 medical insurance are as follows:

1. Mobile payment. Payment can be completed through channels such as Minzhengtong APP, Minzhengtong APP, "Fujian Taxation" WeChat public number, and the WeChat public number of the health insurance bureau of each district city.

2. Self-service terminal payment. Urban and rural residents can pay urban and rural residents' basic medical insurance premiums with their valid IDs and UnionPay cards at the nearest self-service terminals located in village committees or financial inclusion points.

3. Door-to-door declaration and payment. Go to the tax service hall of the tax authority with a valid ID and UnionPay card to make the payment.

Medicare refers to social medical insurance. It is a social insurance system for basic medical needs of workers in case of illness by the state and society in accordance with laws and regulations.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations in order to provide protection for the basic medical needs of workers covered by the insurance in case of illness.

Medical insurance is characterized by a "low level and wide coverage", with contributions based on a low level of costs that the vast majority of units and individuals can afford, and wide coverage of all units and workers in cities and towns, so that workers in units of different natures can all enjoy the right to basic medical insurance. Participants can enjoy the right to basic medical insurance for the rest of their lives once they have completed their contribution period. Secondly, the basic medical insurance is characterized by the "two sides of the burden, the united accounts"; "to determine the expenditure with income, income and expenditure balance" as the principle.

Medical insurance is based on a uniform standard of treatment. The same conditions of access, the same charges, the same treatment, there is no difference between high and low. Employees' outpatient expenses can be deducted from their personal accounts, and after the deduction, the employees will pay by themselves. Employees' hospitalization expenses are reimbursed on a pro rata basis: 86% for 10,000 RMB expenses by tertiary hospitals; 88% for 10,000 to 20,000 RMB expenses by tertiary hospitals; and 92% for 20,000 to 40,000 RMB expenses by tertiary hospitals. If the employee does not get sick for several years in a row the personal account funds can be accumulated and rolled over.

Legal basis

Article 32 of the Social Insurance Law of the People's Republic of China (PRC): If an individual is employed across the co-ordinated area, his/her basic medical insurance relationship is transferred along with his/her own, and his/her years of contribution are cumulative.