What are the five risks in Shanghai?

There are five risks in oral sex for non-farmers in Shanghai: old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

National unity.

Proportion of enterprise employees' contributions:

Pension insurance payment ratio: 22%(20%) for the unit and 8% for the individual.

The proportion of medical insurance payment: unit 10%, individual 2% (hospitals vary according to different financial positions).

Unemployment insurance payment ratio: unit 1.5%, individual 0.5%.

Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit.

Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual.

If you are a migrant worker, you only need to pay three insurances: endowment insurance, medical insurance and work injury insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.