How to inquire about community medical insurance

Legal analysis: Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

1. Online query

The insured can log in to the Social Security Bureau where the registered account is located in official website, find the inquiry service column, enter the information such as medical insurance account number/personal number, password and verification code according to the prompt, and click Login to inquire about the specific payment of medical insurance personal account.

2. Telephone enquiry

The insured can call the social security telephone number 12333 and follow the voice prompts to inquire about the personal account of the medical insurance card. If you can't hear clearly the first time, you can listen again.

3. Counter inquiry

The insured person can bring medical insurance cards, ID cards and other materials to the local medical insurance agency and hand them over to the counter service personnel, who will help to inquire about the payment details.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.