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What is the reason why the social security card has no balance?

Legal analysis: that's because there is no deposit in your card, and the inquiry method is wrong. The specific reasons are as follows:

1. Generally, there are two accounts on the social security card, namely the social security account and the bank (financial) account. These two accounts are independent of each other, and the funds in the accounts cannot be transferred to each other. Financial functions are used in banks, equivalent to bank cards; Social security functions are used in social security institutions, hospitals and pharmacies.

2. If you check the balance at the bank ATM and you haven't deposited any money on this card, then the balance you check must be 0, because you check the bank account, not the social security account, and the social security money (mainly medical insurance) you pay is in the social security account.

3. Inquire about the balance of medical insurance accounts, and generally go to social insurance agencies, designated medical institutions and designated retail pharmacies.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.