My female, 38 years old, has never bought social security. Individuals want to pay social security, pension insurance and medical insurance. How much do I have to pay every year?

In this case, you can apply for insurance first, and then pay 15 years. According to the current situation, endowment insurance is divided into three grades: high, medium and low. The low grade is about 8000 yuan a year, the middle grade 15000 yuan and the high grade is about 30000 yuan. You can choose the grade that suits you according to your own economic situation.

These three grades may change in the future, and the current policy cannot be paid in one lump sum, but must be paid year by year. There are two kinds of medical insurance: employee medical insurance and resident medical insurance. Female employees who have paid medical insurance for 25 years can go through the formalities of medical insurance retirement. This can be paid in one lump sum, but only when you reach retirement age. For example, if you pay this year, it will be calculated according to the amount paid last year. There is also medical insurance for urban residents, which is paid for one year and guaranteed for one year. The cost of a year is about 300 yuan. If you are hospitalized, you can reimburse about 50%. If urban workers are hospitalized, they can be reimbursed about 85%. Now the annual cost is about 3000 yuan.

So you should choose the payment method that suits you according to your specific situation. In any case, we must participate in endowment insurance and medical insurance, so that our old age life will have a basic guarantee.

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