Job Recruitment Website - Social security inquiry - Is the medical insurance balance the same as the social security balance?

Is the medical insurance balance the same as the social security balance?

The balance of medical insurance is different from that of social security, and there are some differences between them, as follows:

1, with different concepts. Social security card, namely social security card, is an IC card issued by human resources and social security departments in various places to handle various affairs of human resources and social security. Medical insurance card is a special card for personal account of medical financial insurance, which uses personal ID card as identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security affairs, such as receiving unemployment benefits. The medical insurance card is limited to the medical insurance function, which can only be used to enjoy medical insurance benefits and cannot be reimbursed;

3. Card issuers are different. The medical insurance card shall be borne by the local designated agent bank. It is a multifunctional debit card for banks. After the insured unit pays the fee, the local medical financial insurance operation department will entrust the personal account funds to the bank at the end of the month and transfer them to the personal medical insurance card of the insured employees. Social security cards are issued to the society by local human resources and social security departments;

4. Different security functions. The social security card has a strict key processing system and approval, and the safety factor is high. The medical insurance card has no such processing system, so the safety factor is low.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.