Should social security be paid continuously or cumulatively?

Social security is generally paid cumulatively. For example, individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. The payment period of this old-age insurance is calculated cumulatively.

According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age.