How long can Shenzhen social security maternity insurance last?

Shenzhen maternity insurance needs to participate in maternity insurance accumulation 1 year, and can be directly settled with designated medical institutions with social security card according to the price standard of medical services of non-profit medical institutions in this city.

Maternity insurance is a social insurance system in which the state provides medical services, maternity allowance and maternity leave for pregnant women through legislation, and the state or society provides them with necessary economic compensation and medical care.

Maternity insurance benefits in China mainly include two items. One is maternity allowance, and the other is maternity medical care. The Measures for Maternity Insurance in Ministry of Human Resources and Social Security (Draft for Comment) has been open to the public for comments since 2012165438+10. The opinion draft makes it clear that maternity insurance benefits will no longer be limited to household registration, and units that do not pay maternity insurance must pay maternity fees.

Be underwritten by insurance

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All employees, including male employees, who have established labor relations with the employing unit shall participate in maternity insurance.

Payment of expenses

Employers pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

The payment ratio of Beijing maternity insurance is: enterprises pay maternity insurance premium according to 0.80% of the employee payment base;

The proportion of maternity insurance payment in Guangzhou is: enterprises pay maternity insurance premium according to 0.85% of the employee payment base.

pay back

situation

Employees who enjoy maternity insurance benefits shall meet the following conditions:

1, the employer has paid social security for the employees for a certain period of time; Policies vary from place to place. For example, Beijing requires continuous payment of social security for 9 months, Guangzhou requires cumulative payment of social security 1 year, and Shanghai requires payment of social security in the month of production.

2, has been insured for the record, and was born locally;

3. Other conditions required by the local human resources and social security bureau.

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general clause

1, maternity medical expenses.

The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. Medical business expenses and drug expenses (including self-funded drugs and nutritional drugs) exceeding the prescribed amount shall be borne by the employees themselves.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.

2. Maternity allowance.

Female employees shall enjoy maternity allowance according to law during maternity leave, which shall be calculated and paid by maternity insurance fund according to the average monthly salary of employees in the previous year.