What's the use of paying more social security?

Social security includes endowment insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance.

As long as you pay the old-age insurance premium 15 years, you can receive a certain retirement pension every month when you reach retirement age;

Medical insurance, if you are sick and hospitalized during the payment process, you can give a certain proportion of reimbursement, so your burden is very small; A certain amount will be given to your card in April every year (the more you pay, the more you pay). You can go to the pharmacy to buy medicine or go to the hospital to see a doctor at your own expense. If you are hospitalized after use, you must pay your own expenses first, and then you can go to the Social Security Bureau to reimburse some expenses.

Accidents at work, whether hospitalized or not, can be reimbursed;

Maternity insurance is good for girls. You can enjoy government subsidies when you have children. Some children can make money (use less and subsidize more);

Unemployment insurance can apply for 2-4 months' subsidy when you are unemployed, so you can spend this time looking for a job with confidence.

If you change jobs in a few years, you can change to a new one.

If you want to surrender, you can apply for a refund of the social security fund, and then you can get your own cash. But you have to think about it.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.