Can I go to the bank for a loan to buy a car without social security?

1. Can I go to the bank for a loan to buy a car without social security? No social security?

When applying for a loan to buy a car, the lending institution does not pay much attention to whether the applicant has purchased social security, because most car loans now require the applicant to purchase auto insurance. So as long as you have a good job, income, credit history and repayment ability, you can apply for a loan to buy a car even if you don't buy social security locally. People who need attention, if the applicant is a foreigner, have to go to the local bank. Foreigners apply for car loans in local banks, and applicants who apply for loans to buy cars in banks have not purchased social security for a certain number of years in the local area, so the chances of successful bank loans to buy cars will be relatively low. But in addition to looking for local auto financing companies and intermediary guarantee companies to handle loans. Just because you buy a car with a loan from a bank, you can't buy a car with a loan from another loan company. Generally, you can apply for a loan to buy a car from an auto financing company or an intermediary guarantee company without buying social security. However, to apply for a loan to buy a car through an auto financing company, the borrower must first understand the relevant charges, so as to make a repayment plan in advance and avoid overdue.

I want to apply for a loan to buy a car in the bank. What are the procedures?

Hello, there are many procedures for handling bank loans. You need to prepare a lot of personal information, such as ID card, marriage certificate, residence permit, real estate license, bank card running water, social security accumulation fund certificate, etc. And the bank audit cycle is long.

If you are in urgent need of money, I suggest that you must choose a reliable formal channel for big brands. Qianhua is a credit service brand owned by Xiaoman Finance (formerly Baidu Finance), which is safe and credible, and has the characteristics of simple application, fast lending, flexible loan repayment, transparent interest expenses and strong security. The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.

3. How can I get a bank loan if I want to buy a car?

If you have seen the car you need to buy through the car dealer, you can confirm whether you have cooperation with China Merchants Bank through the car dealer. If not, you can try to contact the personal loan department at the counter of China Merchants Bank directly to apply for a loan for you. The handling bank needs to examine your situation in detail to determine whether it can be handled.