A 30-year-old woman without social security wants to buy an insurance policy.

Hello! When a 30-year-old woman buys insurance for herself, she should choose suitable insurance products according to her own needs. Generally speaking, it is suggested to improve social security, and then consider accident insurance, critical illness insurance, old-age insurance and other types of insurance. The specific scheme is as follows:

1. First of all, of course, consider social security first. It is universal and applicable to a wide range of people, involving old-age care and medical care. This is the basic guarantee and needs to be done in advance. Professional or non-professional 30-year-old women can participate in the insurance.

In order to pass on the economic risks caused by accidents, it is very important to buy commercial accident insurance. Accident insurance premium is not expensive, but the insured amount is high. If accidental injury leads to disability or death, you will get some compensation. If you are 30 years old, you need to take public transportation to and from work, and you need to have no traffic accident insurance. Pay special attention to whether the coverage covers public transportation when buying.

3. Although there is social security, it can only provide the most basic protection, and the scope and amount of reimbursement are limited. Commercial medical insurance, especially critical illness insurance, is a good supplement, which can solve the shortage of medical funds and greatly reduce the economic burden of families. 30-year-old women should pay special attention to female-specific diseases, such as breast cancer and cervical cancer, when purchasing medical and critical illness insurance, and check whether these common major female diseases are covered.

4. Under the above conditions, 330-year-old women should also consider the future pension plan as soon as possible, and suggest taking out appropriate pension insurance to make plans for their later life.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.