How many brackets are appropriate for 39-year-olds to pay flexible employment social security

How many brackets of flexible employment social security contributions are appropriate at the age of 39 needs to be decided according to your financial situation and future planning.

The following factors should be considered when choosing a flexible employment social security contribution bracket at the age of 39 based on your financial situation and future planning:

1. Personal income level and spending ability;

2. Expected post-retirement living needs and expenditures;

3. Impact of social security contribution years on the amount of pension received;

4. Possible medical needs and the role of social security medical care.

When paying social security, choosing the right contribution bracket can ensure that you can meet the basic conditions for receiving a pension when you reach the legal retirement age, and also take into account the importance of social security for medical protection.

Social security contribution level:

1, the contribution base set: social security contribution base is usually associated with the individual's average monthly income in the previous year;

2, the choice of the contribution ratio: different regions for the flexible employment of social security contribution ratio has different provisions;

3, the individual's ability to afford: the individual needs to consider their own financial situation and affordability when choosing the level of contribution;

3, the individual's ability to afford: the individual needs to consider their own financial situation and affordability;

4, the individual's ability to choose the level of social security payment. 4. Expectation of future benefits: Higher contribution levels may bring higher pension and medical protection;

5. Policy preferences: Some regions provide subsidies or preferential policies on social security contributions for flexibly employed people.

In summary, 39 years old to pay flexible employment social security how many grades appropriate need to consider the individual's financial situation, future planning and the impact of social security on pensions and medical protection.

Legal basis:

Notice on the Improvement of the Basic Pension Insurance Policy for Urban Workers and Employees (Ministry of Labor and Social Affairs [2001] No. 20)

Article 3

Self-employed persons, such as urban self-employed industrial and commercial enterprises, and those who are employed in a variety of flexible ways shall pay a monthly pension contribution in accordance with the base and proportion of the contribution stipulated by the provincial government, following their participation in the pension insurance. proportion, they shall generally pay pension insurance premiums on a monthly basis, and may also pay pension insurance premiums on a quarterly, half-yearly or annual basis; the time of payment may be accumulated and converted. When the above persons reach the age of 60 for men and 55 for women, they can receive the basic pension according to the regulations if they have accumulated 15 years of contributions. If the accumulated contribution period is less than 15 years, the amount of the personal account reserve will be paid to the person in a lump sum, and the pension insurance relationship will be terminated at the same time, and the contribution period shall not be increased by way of retroactive payment afterwards.