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How much can Xiaoshan get after paying 15 social security retirement?
How much can I get when I retire after Xiaoshan Jiao 15? About 2300 yuan, how much can Zhejiang pay 15: 1 every month? Pay 8000 yuan social security every year, pay 15 years, and how much pension you receive every month after retirement. First of all, we need to know how to calculate the old-age insurance. For example, the pension obtained according to the following formula = personal account pension+basic pension personal account pension = personal account storage amount ÷ payment months (generally, retirement at 50 is 195 months, and retirement at 55 is 170 months. 60-year-old basic pension 139 months = the average monthly salary of local employees in the previous year *( 1+ my average contribution index) ÷2× years of payment × 1 I just retired and paid 16 years. Now I can get more than 2,200 yuan a month and buy/kloc. It's not a penny to buy one more year. In 2005, Zhejiang social security payment was 65438+2250. We are in a small county in Zhejiang. If you pay the minimum base of 65438+2005, you can probably get about 1500. Then after reaching the legal retirement age, the monthly pension is about 1300 yuan. Hangzhou social security payment 15, you should be able to get 2300 pension = basic pension plus personal account pension. At the age of retirement. Only next month can you get the range of -2000 yuan, which is generally concentrated in 800 yuan. How much you can get depends on your contribution level and local average salary. Pension insurance payment 15 years is a minimum payment period. How much pension you can get depends on three other variables. The first is your contribution level. The second is the average salary in your place. The third is your retirement age, that is to say, the same payment 15 years, different payment levels, different local average wages, and different retirement ages. The pensions received after retirement are naturally different. Let's take a look at the calculation formula of pension: basic pension = average social salary in the previous year when you retire ×( 1+ average individual contribution index) ÷2× payment period × 1 personal account pension = personal account savings ÷ We might as well give a relatively simple example, assuming that your contribution is 15, according to 60. Then the basic pension =6000 yuan× (1+60%) ÷ 2×15×1%= 720 personal account pension =6000×60% payment grade× 8% (payment ratio )×1. =373 yuan, that is, the basic pension and personal account pension are 1093 yuan. If you raise the contribution level, the pension will increase immediately. You can see a real case, a woman who received a pension paid 15 according to 80% of the local average salary.
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