How much is the social security pension for flexible employees in Jiangxi?

The amount of social security pension for flexible employees in Jiangxi needs to be calculated according to the individual's payment base and payment period.

The amount of pension for flexible employees in Jiangxi is determined by the individual payment base and payment period. The calculation formula includes two parts:

The calculation method of 1. monthly basic pension is: (the average monthly salary of employees in the whole city in the previous year plus my indexed monthly average contribution salary) divided by 2 times my retirement contribution years (including deemed contribution years) multiplied by1%;

2. Personal account pension is the amount of personal account storage divided by the number of months when you retire.

Different provinces have different pension base and retirement age, and the amount of pension will be different.

Calculation method of social security:

1. Determination of payment base: the payment base refers to the salary base for individuals to pay social insurance premiums, usually based on the average salary of individuals in the previous year;

2. Cumulative payment period: the payment period refers to the total number of years for individuals to participate in social insurance and actually pay fees, which directly affects the collection of pensions;

3. Application of payment ratio: The social insurance payment ratio may be different in different regions, and individuals and units pay social insurance premiums in accordance with the prescribed ratio.

4. Choice of payment grades: Some areas provide multi-grade social security payment choices for flexible employees, and the level of payment grades will affect the final pension amount.

5. Impact of policy adjustment: National and local governments will adjust social security policies irregularly according to economic development and social security needs, including payment base and payment ratio. These adjustments will affect the calculation of pensions.

To sum up, the calculation and payment of pensions for flexible employees in Jiangxi Province is based on the individual payment base and payment period, combined with the average monthly salary of employees in the previous year and the average monthly salary of individuals, and the monthly basic pension is calculated through a specific formula, and the amount stored in individual accounts is paid on a monthly basis. However, it should be noted that the differences in pension calculation base and retirement age in different provinces lead to changes in pension amount.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.