Pay social security yourself and pay a few risks.

Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

Old-age insurance, medical insurance and unemployment insurance are all premiums paid by enterprises and individuals, and their respective proportions are stipulated as follows:

Basic old-age insurance: the proportion of enterprise contributions is generally about 20% of the total wages of enterprises, all of which are included in the social pooling fund. The employee's contribution rate is 8% of his salary, all of which are included in his personal account. Basic medical insurance: Employers generally pay about 6% of the total wages of employees, and individuals pay 2% of their own wages. All individual contributions are included in the personal account, about 30% of the employer's contributions are included in the personal account, and the rest are used to establish the overall fund. Unemployment insurance: the employer pays the unemployment insurance premium at 2% of the total wages of the employer, and the employees of the employer pay the unemployment insurance premium at 1% of their own wages.

Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees.

The explanation is as follows:

Work-related injury insurance: Work-related injury insurance premiums are paid by enterprises, and the industry differential rates are implemented. The collection standard is the total wages of all employees of the enterprise multiplied by the industry differential rate. At present, the average industrial injury insurance premium rate generally does not exceed 1%.

Maternity insurance: The maternity insurance premium paid by the enterprise shall not exceed 1% of the total wages. Social security can be transferred back and continue to pay by itself. If the company does not provide maternity insurance, you can consider changing to a company that can provide five insurances, or you can buy insurance in advance.

Characteristics of social insurance:

Features 1: the objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the workers themselves;

Feature 2: The subject of social insurance is specific. Including workers (including their relatives) and employers;

Feature 3: Social insurance is compulsory;

Feature 4: the purpose of social insurance is to maintain the reproduction of labor force;

Feature 5: The insurance fund comes from the contributions and financial support of employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.

At work, the company will pay us five insurances and one gold. Of course, different units pay different social security. Moreover, the unit only helps us pay part of it. Individuals also need to pay a part. But the amount of this payment should be judged according to the local social insurance standards.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.