How much can I get from a 20-year pension?

The pension can be paid 700-4000 yuan in 20 years.

After 20 years of pension insurance, how much you can get every month after retirement depends mainly on the local social security standards. Generally speaking, the pension standard of urban residents' pension insurance ranges from 1.800-4 thousand yuan, while the standard of rural residents is relatively low.

Endowment insurance refers to paying a certain social insurance premium during working hours, and after reaching the prescribed retirement age, you can receive a certain pension to maintain your life. After 20 years of old-age insurance, how much you can get every month after retirement depends mainly on local social security standards. There are two kinds of old-age insurance systems: urban old-age insurance and rural old-age insurance, with different standards. Take the old-age insurance for urban residents as an example, the pension standards vary greatly from place to place, but they are generally between 1800-4000 yuan. Within this scope, the specific standards are formulated by the local government according to the actual situation. At the same time, the timely payment of social security fees, payment period and individual contribution base will also affect the level of pension. In addition, the standard of rural residents' old-age insurance is low, and most areas are generally around 700 yuan.

Pensions need to meet the following conditions:

1. Before I retired, I participated in the basic old-age insurance according to the regulations;

2. Reach the retirement age stipulated by the state or meet the retirement conditions;

3. I pay the endowment insurance premium in full and on time 15 years. If only the first two conditions are met, and the payment period (including deemed payment period) is less than 15 years, the old-age insurance cannot be enjoyed monthly.

To sum up, the conditions for receiving a pension include age, payment period, insurance, etc. The amount of pension will be affected by the average age, the average salary of the insured place, the accumulated years of pension, pension technology, personal pension account number, payment period and other factors.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.