How much is the 65438+ 10,000 retired Shanghai personal account?

The social security personal account is 6,543,800 yuan, and the pension is about 3,000-3,500 yuan.

According to the balance of 654.38+10,000 yuan in the personal pension account, we can accurately calculate the personal pension benefits, because the personal pension benefits are only one part of our pension and cannot represent all the parts of the pension. If you retire at the age of 60, then at the age of 60, the corresponding calculated months are 139 months. We divide 654.38+ten thousand yuan by 139 months to get about 720 yuan, which is the treatment of our personal account pension.

In addition to personal account pension, there are two parts: personal basic pension and personal transitional pension. Because you have the same length of service, there will be some transitional pension benefits.

According to the payment period you provide, 30 years, plus the deemed length of service, a * * * is the basic pension treatment of about 34 years, which can generally reach the level of about 2,000 yuan. Of course, this is only an estimate. Then, together with our transitional pension, a four-year transitional pension with the same length of service will probably be 500 yuan.

Then we add up the above three: the basic pension is 2000 yuan, the transitional pension is 500 yuan, and the personal account pension is 720 yuan. Finally, your pension is about 3220 yuan. Of course, this is only an estimate, so it must have a corresponding interval, which means that your pension is likely to be between 3000 yuan and 3500 yuan, which is a more accurate interval. It may be between 3000 yuan and 4000 yuan, it is possible.

Basic pension algorithm:

The basic pension is generally equal to the average social wage of employees in the previous year after retirement multiplied by (1+ my actual payment index) ÷2× payment period × 1%.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.