Should Shenzhen children's medical insurance be referred?

Don't refer to Shenzhen children's medical insurance.

According to official website of Shenzhen Medical Insurance Bureau, children's medical insurance is a medical insurance system established by Shenzhen Municipal People's Government to protect the health of minors. As long as you choose the settlement hospital at the next higher level of social health for outpatient service, you don't need to refer.

The role of Shenzhen children's medical insurance mainly includes the following aspects:

1. Providing medical insurance: The main function of Shenzhen Children's Medical Insurance is to provide certain medical insurance for children, including hospitalization insurance and critical illness insurance. Hospitalization guarantee can guarantee the basic treatment expenses of insured children during hospitalization in designated hospitals. Serious illness reimbursement is 80% for the part below 5000 yuan, 85% for the part between 5000- 1000 yuan, and 90% for the part above 1000 yuan.

2. Outpatient medical expenses reimbursement: Insured children can enjoy the following benefits when they see the general outpatient service and bind the designated community health center in the city (14 years old, you can choose the community health center or hospital below the second level in the city) as the outpatient medical point. At the same time, children can enjoy outpatient treatment for serious illness under any of the following circumstances: outpatient dialysis for chronic renal failure, organ transplantation included in the scope of medical insurance payment, etc.

To sum up, Shenzhen Children's Medical Insurance provides certain medical security for children and helps to reduce the economic burden of families.

Legal basis:

Measures of Shenzhen Municipality on Social Medical Insurance

Article 8

Non-employees should participate in the basic medical insurance according to the following provisions:

(1) Non-employed residents whose household registration is less than 18 years old in this city, children whose parents have participated in social insurance in this city and have reached 1 year old, and full-time students who have received general higher education in various full-time ordinary colleges and universities (including private schools) or scientific research institutes in this city will participate in the second file of basic medical insurance.

(2) Non-employed residents who are registered in this city before reaching the statutory retirement age and have reached the age of 18 can participate in the first or second grade of basic medical insurance.

(three) after reaching the statutory retirement age, people who move into this city and do not receive pension insurance benefits or pensions on a monthly basis may apply for the first basic medical insurance.

(4) Non-employed residents who enjoy the minimum living allowance in this Municipality participate in the basic medical insurance.

(five) the city's household registration of one to four disabled residents to participate in the basic medical insurance.

(six) the unemployed participate in the second basic medical insurance during the period of receiving unemployment insurance benefits.

(seven) employees who receive pension insurance benefits or pensions on a monthly basis in this Municipality shall participate in the first or second file of basic medical insurance in accordance with the provisions of Articles 14 and 15 of these Measures.

(eight) to reach the statutory retirement age and continue to pay the old-age insurance premiums in this city, you can choose to participate in the first or second file of basic medical insurance.