What is the basis of the work of enterprise employees basic pension insurance provincial coordination

The Notice on Standardizing the Provincial Integration System of Basic Pension Insurance for Enterprise Employees, makes it clear that by the end of 2020, provinces should realize provincial-level integration based on policy unification, fund collection and expenditure at the provincial level as the core, fund budgetary management as the constraint, information system and management of the management of the system, and supervision of the fund as the guarantee.

Enterprise workers basic pension insurance costs at the provincial level should follow the following principles: First, within the limits of their capabilities, and gradually increase the degree of integration of socialization; Second, the state, enterprises, individuals, a reasonable tripartite burden, and gradually reduce the burden on enterprises; Third, the implementation of the province, the city, the county three levels of responsibility for the jurisdiction of the enterprise retirees within the scope of the basic pensions issued in full and on time. In accordance with the above principles, the province's provincial-level coordination goal is: January 1999, the establishment of the basic pension insurance fund provincial transfer mechanism, by the year 2000 to basically realize the unified basic pension insurance fund.

I, social insurance contributions to the table how to fill in the category of insurance

Social insurance contributions to the table should be filled in according to the actual situation of the category of insurance, social security categories include:

1, pension insurance

Pension insurance is a worker in the legal retirement age retirement, from the government and the community to get a certain amount of financial compensation for material help and services. A social insurance system. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, enterprise management institutions and their employees must participate in basic pension insurance.

The new rate of contribution for participating units (all types of enterprises) is set at 10%, and the rate of contribution for individuals is set at 8%. Individual industrial and commercial enterprises and their employees, flexibly employed persons and other types of persons participating in the form of individuals are subject to differentiated rates according to the number of years of contribution. Individual workers who participate in basic pension insurance can contribute as much or as little as they wish within the prescribed limits, and the more they pay, the more they benefit. To receive a monthly pension, an employee must have reached the legal retirement age and have gone through the retirement procedures; the unit and individual have participated in the pension insurance and fulfilled the obligation to contribute to the pension insurance in accordance with the law; and the individual has paid contributions for at least 15 years.

2. Medical insurance

The basic medical insurance system for urban workers is a social insurance system that protects the basic medical needs of workers based on the affordability of finances, enterprises and individuals.

All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.), organs, institutions, social organizations, private non-enterprise units and their employees, are required to participate in the basic medical insurance, and the basic medical insurance fund for urban workers consists of the basic medical insurance social coordinating fund and the individual account.

Basic medical insurance premiums are made up of the employer's and employee's individual accounts. Basic medical insurance premiums are paid by the employer and the individual employee***, of which the employer pays 8% and the individual pays 2%. Part of the medical insurance premiums paid by the employer is used to establish a basic medical insurance fund, which is mainly used to pay for the hospitalization of insured employees and outpatient treatment of special chronic diseases, as well as rescue and first aid.

Individual account funds are mainly used to pay for the insured to purchase medicines at designated medical institutions and designated retail pharmacies in accordance with the provisions of the cost of the individual account funds are exhausted or insufficient part of the individual account funds by the insured person in cash, the individual account can be carried forward and use and inheritance in accordance with the law. Participating employees hospitalized due to illness first self-pay hospitalization starting amount, and then into the integrated fund and the individual employee **** payment section.

3, work injury insurance

Work injury insurance is also known as occupational injury insurance. Workers due to work and in the course of the work of accidental injury, or exposure to dust, radiation, toxic substances and other occupational hazards caused by occupational diseases, the state and society to the injured, disabled, and the death of the pre-birth dependents to provide the necessary material assistance.

Workers' compensation insurance premiums are paid by employers, and the collection rate of workers' compensation insurance premiums is higher than the general standard for industries with a high rate of work-related accidents, on the one hand, in order to ensure that the workers' compensation insurance fund can pay the full amount of the workers' compensation insurance treatment to the injured workers in the case of work-related injuries of the workers in these industries, and on the other hand, it is through the high rate of collection, so that the enterprises have a sense of risk, and strengthen the prevention of work-related injuries and reduce the rate of injuries and deaths. the rate of injury and death is reduced.

4. Unemployment insurance

Unemployment insurance is a system in which the state, through legislation, mandates the establishment of a centralized fund by society to provide material assistance to workers who have temporarily interrupted their source of livelihood due to unemployment.

5. Maternity insurance

Maternity insurance is a system of material assistance provided by the State or by society in response to the physiological characteristics of the act of giving birth, and in accordance with the provisions of the law, in the event that the birth of a child to an employed woman results in the temporary interruption of the worker's work and the loss of his or her normal source of income. Maternity insurance benefits include both maternity allowances and maternity medical services.

The contents of the basic pension insurance fund

Basic pension consists of basic pension and individual account pension

Basic pension basic pension insurance is mandated by the state through legislation to ensure that workers in old age and loss of working ability, to give basic livelihood security system it applies to all types of enterprises in the workers, the standard is basically uniform, the cost of implementation of the state, enterprises and individuals. The state, enterprises, individuals, three *** with the burden of social integration in the combination of individual accounts each employee has a lifelong pension insurance account, the individual contributions and the employer to pay a part of the retirement integration fee, and into the individual account, regardless of where the employee works, as long as the individual and the unit contributed to the personal account, are counted in the individual account to retirement, according to the accumulated reserves in the individual account issued by the The old-age pension.

I hope the above content can help you, if there are still questions please consult a professional lawyer.

Legal basis:

Article 4 of the Social Insurance Law

Employers and individuals within the territory of the Chinese People's **** and the State pay social insurance premiums in accordance with the law, and have the right to inquire about records of contributions, records of the rights and interests of individuals, and to request the social insurance agency to provide social insurance counseling and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.