How to handle rural social security in Jilin?

New Rural Social Security Policy in Jilin Province

In order to implement the spirit of the Notice of Ministry of Human Resources and Social Security and the Ministry of Finance on Improving the Minimum Standard of Basic Old-age Insurance for Urban and Rural Residents (Ministry of Human Resources and Social Security Fa [2065438+05] No.5) and further improve the level of old-age security for urban and rural residents in our city, with the consent of the municipal government, we decided to adjust the standard of basic old-age pension and living allowance for the elderly in our city. The relevant issues are hereby notified as follows:

1. Target scope: people who participate in the basic old-age insurance for urban and rural residents in our city and receive the basic pension, as well as those who enjoy the living allowance for the elderly.

Second, adjust the time and standards.

(1) Basic pension standard: from July 2005 1 day, the 220 yuan per person per month will be adjusted to 235 yuan; From 20 1 565438+1October1,from 235 yuan per person per month to 245 yuan.

(2) Standard of living allowance for the elderly: from July 1 day, 2005, the monthly 80 yuan will be adjusted to 95 yuan for those over 60 and under 70; At least 70 years of age but under 80 years of age, the 90 yuan per person per month will be adjusted to 105 yuan; For those who are over 80 years old, it will be adjusted from 100 yuan per person per month to 1 15 yuan.

Third, the required funds.

The funds needed to adjust the basic pension for urban and rural residents and the living allowance standard for the elderly shall be raised and distributed according to the original funding channels.

If the previous provisions are inconsistent with this notice, this notice shall prevail.

Standard and time of rural pension payment

Relevant provisions on rural endowment insurance over 60 years old:

Insured persons who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban enterprise employees may apply for a pension if they meet one of the following conditions. From the month following the insured's application, the pension is paid monthly until his death:

(1) When these Measures are implemented, the insured who has received the pension for more than 15 years shall pay a cumulative fee of not less than 15 years;

(two) when these measures are implemented, the cumulative payment period of the insured under the age of receiving pension 15 years old shall not be lower than the age of receiving treatment when these measures are implemented;

(3) When these Measures are implemented, the insured who has reached the age of 60 and chooses to pay (one-time payment/payment due in 0/5 years) can receive a monthly pension. Insured persons who choose not to pay and whose eligible children have already paid can receive the basic pension on a monthly basis (the current fixed pension is 1 10 yuan/month).

60-year-old rural pension standard

The insured who has reached the age of 60 and chooses to pay for insurance can receive a monthly pension; The insured person who chooses not to pay the fee and whose children meet the insurance conditions and have paid the fee can receive the basic pension on a monthly basis.

The basic pension is funded by the government. In Guangzhou, the standard is 1 10 yuan per person per month. If the payment period exceeds 15 years, the basic pension will be increased by 0. 1% every month.

My parents are rural hukou, and they are 58 years old this year. These days, the Municipal Human Resources Bureau sent a notice to the family to apply for rural endowment insurance. It says that you can choose to pay an annual fee ranging from 100 yuan to 2000 yuan, and you can get a pension when you are 60 years old.

We want to know:

1. How much can I get for different contributions?

2. Does the difference in payment years have an impact on receiving pensions? (For example, pay the same fee every year, some people will be 60 years old after two years, and some people will be 60 years old after five years).

First, the pension benefits of social endowment insurance for urban and rural residents are related to the payment period and payment standard. The specific calculation method is:

Social endowment insurance for urban and rural residents consists of basic pension and personal account pension, which is paid for life.

Monthly pension = basic pension+total personal account ÷ 139.

Basic pension = the standard is 55 yuan (later adjusted with national policies)+every additional 65,438 years after payment +0 yuan;

Total amount of individual account = individual payment+government subsidy+collective subsidy+social and individual subsidy+interest generated from the above amount;

Calculation coefficient = 139 (the same as the old-age insurance coefficient for urban workers).

Second, when the social endowment insurance system for urban and rural residents is implemented, if the age of receiving treatment is less than 15 years, the annual payment is allowed, and the accumulated payment is not more than 15 years. If the payment is made before 20 12 12 3 1 February, the payment period shall be subsidized by the government; If the age of receiving treatment exceeds 15 years, the payment shall be made annually, and the accumulated payment shall not be less than 15 years.

Relevant provisions on rural endowment insurance over 60 years old:

Insured persons who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban enterprise employees may apply for a pension if they meet one of the following conditions. From the month following the insured's application, the pension is paid monthly until his death:

(1) When these Measures are implemented, the insured who has received the pension for more than 15 years shall pay a cumulative fee of not less than 15 years;

(two) when these measures are implemented, the cumulative payment period of the insured under the age of receiving pension 15 years old shall not be lower than the age of receiving treatment when these measures are implemented;

(3) When these Measures are implemented, the insured who has reached the age of 60 and chooses to pay (one-time payment/payment due in 0/5 years) can receive a monthly pension. Insured persons who choose not to pay and whose eligible children have already paid can receive the basic pension on a monthly basis (the current fixed pension is 1 10 yuan/month).

60-year-old rural pension standard

The insured who has reached the age of 60 and chooses to pay for insurance can receive a monthly pension; The insured person who chooses not to pay the fee and whose children meet the insurance conditions and have paid the fee can receive the basic pension on a monthly basis.

PS: The basic pension is funded by the government. In Guangzhou, the standard is 1 10 yuan per person per month. If the payment period exceeds 15 years, the basic pension will be increased by 0. 1% every month.

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