Measures of Wuhan Municipality on Supplementary Payment of Medical Insurance for Urban and Rural Residents

The payment methods of medical insurance for urban and rural residents in Wuhan are as follows:

1. If the payment is continued after the interruption, it must be based on the average salary of local employees in the previous year at the time of payment, and all the arrears during the interruption period must be filled. Overdue time is included in the continuous payment time, but you can't enjoy the treatment of pooling funds during the overdue period;

2, the insured to suspend the enjoyment of medical insurance benefits within 60 days (including 60 days) to pay medical insurance premiums, from the next month to enjoy the benefits of pooling funds to pay;

3. If the medical insurance benefits are suspended for more than 60 days to 180 days (including 180 days) to pay back the medical insurance, the benefits paid by the overall fund can only be enjoyed three months after the payment month;

4. If the medical insurance benefits are suspended for more than 180 days and the medical insurance premium is paid back, it will be calculated from the month of payment and enjoy the treatment paid by the overall fund after 6 months. If the payment is not made after the interruption, it will be regarded as re-participating in medical insurance, and the payment time before the interruption will not be included in the continuous payment time.

After the social security is interrupted, it can be repaid under the following circumstances:

1, urban and rural residents' old-age insurance payment is insufficient 15. When they reach the age of 60, they can pay in one lump sum and go through the pension collection procedures;

2. The enterprise fails to pay social security for employees in full and on time. In this case, employees can apply for labor arbitration and ask enterprises to pay social security for themselves;

3. After leaving the job, the social security payment shall not exceed 3 months, and social security payment is allowed in general areas. When paying social security, that is, in the last three months, it may be more troublesome for more than six months, so after paying social security, you must pay it in time, otherwise the consequences will be very serious.

Pay attention to the following matters when dissolving social security:

1, the social security payment should not exceed three months. Social security can give you a buffer period of three months. After three months, the continuous payment period of the account is recalculated, which is equivalent to the previous continuous payment period being invalid;

2. Do not enjoy all medical insurance reimbursement such as medical reimbursement during the suspension period;

3. If the payment is stopped for too long, more than three months, you can find some social security payment units.

To sum up, the impact of social security withholding will be that the longer the interruption of pension insurance, the greater the pension loss, and the inability to enjoy medical insurance benefits during the interruption of medical insurance payment, which will affect the payment period.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.