Do I have to pay medical insurance after paying the rural insurance?

No, social security and rural cooperative medical care cannot be paid and used at the same time, because the state stipulates that everyone cannot participate in two kinds of medical insurance repeatedly:

1, social security is generally targeted at urban registered residents, including five basic insurances: pension, medical care, unemployment, work injury, maternity and housing accumulation fund;

2. The rural cooperative medical system is aimed at rural hukou, and only agricultural registered permanent residence can join it. Funds generally include government subsidies, village collective support and individual contributions.

If you have already participated in the new rural cooperative medical system, is there any conflict in participating in urban workers' medical insurance? We said that this must be a conflict. Both the new rural cooperative medical system and our urban workers' medical insurance are covered by social security. And one person can only participate in one of them, not both. Because for individuals, if they are insured with two kinds of medical insurance at the same time, they cannot enjoy double medical insurance reimbursement. It doesn't mean anything to you. Let's just join one of them.

And you already have the new rural cooperative medical system, so there is no need to participate in urban workers' medical insurance. Because it is normal to pay the annual fee of the new rural cooperative medical system, then we can enjoy the new rural cooperative medical system and bring us normal medical insurance reimbursement treatment. Even if you go to participate in medical insurance for urban workers again, in fact, in many areas, as long as you are in the same area, you are basically not allowed to participate in insurance. Therefore, even if you want to participate in the insurance, as a medical insurance department, you will not be given a dual medical insurance account.

In one case, someone may have participated in the new rural cooperative medical system before. This is because he did not find a work unit, and it has always been the cost of the new rural cooperative medical system. However, if you have achieved employment and paid social security through your work unit, you can enjoy medical insurance benefits for urban workers. But at this time, because your new rural cooperative medical system is in a normal state of insurance payment, if you find a work unit in the same area, it is very likely that you can't directly establish our employee medical insurance payment account. Therefore, we must first apply to stop the treatment of the new rural cooperative medical system, and then we can establish employee medical insurance accounts.

After all, there is a conflict between the two and you can only enjoy the only medical insurance reimbursement. After finding a work unit, because of your social security relationship, five social security items must be insured at the same time, because of the employee's medical insurance, we can't pay it. Moreover, the other four insurances, including employee pension insurance, can't be paid, and the impact on ourselves is self-evident. We should apply for the termination of the new rural cooperative medical system and cancel its account at the first time. Because after all, you have found a new unit, which can be paid normally through your work unit, and the medical insurance for urban employees will be no problem.

Legal basis:

Social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance;

Safeguard citizens' right to receive material assistance from the state and society according to law in cases of old age, illness, work injury, unemployment and maternity.