Upper limit of Xiamen provident fund

According to the query of Xiamen Housing Provident Fund Center Network, the upper limit of Xiamen Provident Fund is classified as follows:

1, upper limit of Xiamen provident fund loan: if a single employee pays the housing provident fund, the maximum loanable amount of the housing provident fund personal housing loan is 400,000 yuan; If both employees pay the housing provident fund, the maximum loanable amount of the housing provident fund personal housing loan is 800,000 yuan. The calculation formula of individual housing loan amount of housing provident fund is: 80 times of the amount of housing provident fund paid by employees 12 months before applying for loans.

2. Upper limit of Xiamen housing provident fund deposit: In 2023, the upper limit of Xiamen housing provident fund monthly deposit will be adjusted to 7298 yuan, and the lower limit will remain unchanged at 204 yuan. This adjustment will last until June 30 next year. It should be noted that the upper and lower limits of the monthly deposit of housing provident fund can be adjusted and announced according to the average monthly salary of employees in the whole city in the previous year announced by the municipal statistics department and the monthly minimum wage standard of enterprises in Xiamen announced by the municipal government.