Proportion of endowment insurance in Jiangxi

The proportion of endowment insurance in Jiangxi is16% paid by the company; Individuals pay 8%. The monthly payment base of employees is determined according to the average monthly salary of employees in the previous year, which shall not be lower than 60% of the average monthly salary of employees in full-caliber urban units used in social insurance in that year, and shall not be higher than 300% of the average monthly salary of employees in full-caliber urban units used in social insurance in that year. Workers engaged in self-employment and flexible employment in cities and towns can participate in the basic old-age insurance for enterprise employees as flexible employees without household registration restrictions. Individuals must pay the basic old-age insurance premium.

What does social security insurance include?

1, basic old-age insurance; In order to support the elderly, workers can receive pensions when they reach the legal retirement age;

2. Basic medical insurance; Illness is used for medical reimbursement;

3. Work injury insurance; Is an employee injured at work, paying medical expenses or compensating for related work-related injuries;

4. Unemployment insurance; After the employee loses his job, he receives living expenses;

5. Maternity insurance; It is a kind of maternity reimbursement and related treatment for employees.

To sum up, the proportion of endowment insurance in Jiangxi is paid by the company16%; Individuals pay 8%.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.