What risks have been merged into three risks?

1. What are the risks of merging five risks into three risks?

1, five insurances will be integrated into three insurances, and maternity insurance and industrial injury insurance will be merged into medical insurance. As follows:

(1) Three insurances mainly refer to endowment insurance, medical insurance and unemployment insurance;

(2) Five insurances refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.

2. Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

2. Does five insurances and one gold include social security?

Five insurances and one gold include social security. Defined as follows:

1, five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund; Social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.

2, five insurances and one gold are similar to social security, and a little bit worse is one gold.