Can driving a motor vehicle be reimbursed without third-party social security?

If there is no third-party responsibility for traffic accidents, they can be reimbursed through medical insurance.

Paid in advance by the basic medical insurance fund. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.

The accident process of self-driving motor vehicles without third-party social security reimbursement is as follows:

1. Call the police immediately: in case of a car accident, call the police immediately and notify the insurance company to settle claims, so as to handle related matters in time;

2. Go to the hospital for treatment: if you need treatment after an accident, you should go to the hospital for treatment in time, and keep all medical expenses invoices, diagnosis certificates and other relevant supporting materials;

3. Report the case to the insurance company: report the case to the insurance company in time, submit relevant supporting materials such as vehicle loss and medical expenses, and wait for claims processing;

4. Claim: The insurance company will review the claim application materials, and if it meets the claim conditions, it will make a claim according to the insurance contract and pay the claim to the insured;

5. Reimbursement of medical expenses: If a car accident requires payment of medical expenses, the insured can apply to the local social security department for medical reimbursement, and submit relevant medical invoices, diagnosis certificates and other materials for review.

To sum up, after the accident, we should deal with relevant matters in time, abide by relevant laws and regulations and insurance contracts, and keep relevant certification materials for subsequent claims and medical reimbursement.

Legal basis:

Article 30 of People's Republic of China (PRC) Social Insurance Law

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment. Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.