Wuhan social security payment standard in 2022

According to the notice, the monthly standard of basic medical insurance (maternity insurance) for employees in Wuhan in 2022 is determined to be 6795 yuan, the upper limit of individual contribution base is 20385 yuan, and the lower limit of individual contribution base is 4077 yuan.

According to the regulations, the payment standard of medical insurance for employees in Wuhan was adjusted from July 1 to June 30th of the following year.

The reporter noted that compared with 202 1 Wuhan basic medical insurance (maternity insurance) payment base monthly standard, the upper limit of individual payment base is 18699 yuan, and the lower limit is 3740 yuan. This year, the base standard of medical insurance payment for employees in Wuhan has been improved. This is because with the development of economy, the average social wage in Wuhan is increasing, so the payment base standard of medical insurance for employees in this city is also increasing accordingly.

The basic medical insurance premium for employees shall be paid by the employer and employees on a monthly basis.

According to relevant requirements, the basic medical insurance premium for employees is paid by the employer and employees on a monthly basis.

The average monthly salary of employees in Wuhan city is the base of payment, and the basic medical insurance premium and large insurance premium are paid at 2%, which are withheld and remitted by the unit. The employer takes the sum of the payment bases of its employees as the payment base and pays the basic medical insurance premium at 8%.

From June 5438+1 October1day in 2020, Wuhan merged the employee maternity insurance with the employee basic medical insurance, and the employees in our city participated in the employee maternity insurance simultaneously. According to the regulations, the maternity insurance for employees in our city is paid by the employer at 0.7% of the average monthly salary of employees in the previous year, and individual employees do not pay.

Employees take their average monthly salary in the previous year as the payment base.

The specific caliber of the total wages of employees in the previous year shall be implemented in accordance with the current provisions of the National Bureau of Statistics on the composition of total wages, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages, etc. The average of the total wages of employees in the previous year is the payment base of their basic medical insurance (maternity insurance) in 2022.

Generally speaking, the higher the salary, the higher the payment base of medical insurance, and vice versa. However, for employees whose income is too high or too low, the upper and lower limits of the payment base are determined according to 300%-60% of the monthly standard of the basic medical insurance payment base for employees in 2022.

According to the notice, in 2022, the upper limit of individual contribution base of basic medical insurance (maternity insurance) for employees in Wuhan is 20,385 yuan, and the lower limit of individual contribution base is 4,077 yuan.

To put it simply, if the average monthly income of employees in our city last year was less than or equal to 4077 yuan, then the payment base was determined to be 4077 yuan according to the lower limit; If the average monthly income of employees in our city last year was between 4077 yuan and 20385 yuan, the payment base will be determined according to the actual average monthly income of employees last year; If the average monthly income of employees in our city last year is higher than or equal to 20385 yuan, the payment base is determined to be 20385 yuan according to the upper limit.

Flexible employees pay 6% of the average monthly salary of employees in the city last year.

Flexible employees in our city participate in medical insurance for urban workers in Wuhan, and adjust the payment base simultaneously. The average monthly salary of employees in the city in the above years is the base of payment, and the basic medical insurance premium is paid at 6%, and a large amount of medical insurance premium is paid according to the regulations.

Our city has gone through the retirement formalities according to the provisions of the state, and the retired workers who meet the requirements of the medical insurance payment period will no longer pay the basic medical insurance premium, but they still need to pay a large amount of medical insurance premium in 7 yuan every month.

According to reports, this year, due to the delay in the introduction of the provincial social insurance payment base standard in 2022, at present, the city has suspended the medical insurance payment for employees and flexible employees in the city since July 2022. After the introduction of the provincial social insurance payment base standard, our city will soon resume related business according to the new payment standard, and the adjustment time will be implemented from July 1.

Legal basis:

Wuhan Social Security Payment Article 1: The phased holdover policy is applicable to enterprises in catering, retail, tourism, civil aviation, highway, waterway and railway transportation industries that pay three social security fees in our city. Individual industrial and commercial households and other units with employees who participate in social insurance in the above-mentioned industries in the form of units shall defer payment with reference to enterprise measures.

Individual industrial and commercial households and all kinds of flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity may voluntarily suspend payment if they have difficulties in paying fees in 2022. If they pay by withholding, they can choose to suspend the advance deposit. The unpaid monthly payment in 2022 can be paid before the end of 2023, and the payment base can be selected independently within the upper and lower limits of the personal payment base in 2023, and the payment period is calculated cumulatively.