Payment standard of endowment insurance for flexible employees in Hunan 2022

Payment base: According to the relevant notices of Hunan Provincial Department of Human Resources and Social Security and State Taxation Administration of The People's Republic of China Hunan Provincial Taxation Bureau, in 2022, the tentative payment base value of basic old-age insurance for employees is 6,006 yuan/month, the minimum payment base is 3,604 yuan/month (60%), and the maximum payment base is 180 18 yuan/month (300%). You can choose any grade between 60% and 300% as the payment base.

Payment ratio: the payment ratio of basic old-age insurance for flexible employees is 20%.

Basic endowment insurance for flexible employees:

The payment standard calculated by 60% of the basic value of the payment base is 3604×20%× 12=8649.6 yuan/year (720.8 yuan/month);

Payment standard based on payment base 100%: 6006× 20 %×12 =14414.4 yuan/year (120 1.2 yuan/month);

According to the payment base of 300%, the payment standard is18018× 20 %×12 = 43,243.2 yuan/year (3,603.6 yuan/month).

The basic process of paying social security for flexible employees is as follows:

1. Bring your ID card to the window of the People's Social Security Bureau (some areas are local taxes, please consult in advance) and fill in the application form;

2. After the approval is successful, choose the payment grade and method, such as providing the bank card number to deduct the fee every year;

3. The payment is successful and the social security card is processed. It should be noted that as a flexible employee, social security can only be paid at the place of residence. You can consult the local social security department for specific requirements.

Two payment methods:

1, paid by the social security agency;

2. Go to the social security agency to pay by yourself; Pay by yourself, no unit, flexible employment. The only social security that can be paid is medical insurance and endowment insurance, and the payment ratio of medical insurance is 8%.

The payment methods of social security for flexible employment are as follows:

1, pay employee social security as a flexible employee;

2, only need to pay pension insurance and medical insurance; 3. Flexible employees need to pay social security in full. Specifically, the pension insurance for flexible employees needs to pay 20% of the payment base, of which 8% goes into the individual account and 12% goes into the overall account. Flexible employees can choose their own payment base, usually with 60%, 100% and 300% options. The higher the payment level, the higher the pension you receive.

legal ground

Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.