What is the impact of cutting off social security halfway?

The impact of cutting off social security halfway is as follows:

1, medical insurance: The most direct impact of social security interruption is that you will no longer enjoy medical insurance benefits during the interruption period, that is, once the payment is interrupted, the account will be frozen from the next month, and the money in your personal account will not be used;

2. Maternity insurance: you can enjoy maternity insurance benefits only if you participate in maternity insurance and pay for it continuously for more than 6 months. Once the unit suspends its participation in maternity insurance, it will suspend its enjoyment of maternity insurance benefits, no matter how long it has been paid before;

3. Unemployment insurance: Before unemployment, the employer and I have paid unemployment insurance premiums for one year as required. In addition to the payment period, applying for unemployment insurance must also meet the following two conditions:

(1) Discontinue employment without my will within the legal working age;

(2) Those who have registered for unemployment and have job requirements;

4. Endowment insurance: The payment period of endowment insurance is calculated cumulatively, and the personal account is also in your own account, so the money will not be cleared. In fact, it doesn't matter much if the old-age insurance is broken. You can apply for retirement as long as you pay 15 years before retirement.

5. Work-related injury insurance: Work-related injury insurance is paid and enjoyed. As long as the work-related injury is recognized, you can enjoy the treatment of work-related injury. Failure to pay work-related injury insurance shall be borne by the unit. Where industrial injury insurance is paid, it shall be paid by industrial injury insurance.

6. Housing provident fund loan: To apply for a provident fund loan, the provident fund must be deposited for six consecutive months and be in the state of deposit.

After the social security is interrupted, it can be repaid under the following circumstances:

1, urban and rural residents' old-age insurance payment is insufficient 15. When they reach the age of 60, they can pay in one lump sum and go through the pension collection procedures;

2. The enterprise fails to pay social security for employees in full and on time. In this case, employees can apply for labor arbitration and ask enterprises to pay social security for themselves;

3. After leaving the job, the social security payment shall not exceed 3 months, and social security payment is allowed in general areas. When paying social security, that is, in the last three months, it may be more troublesome for more than six months, so after paying social security, you must pay it in time, otherwise the consequences will be very serious.

The process of interrupting social security is as follows:

1. Endowment insurance: You can apply for supplementary payment after breaking off diplomatic relations. If the retirement age is less than 15, the money in the individual account of endowment insurance will be returned to the individual in full, and the money in the overall account will not be refunded;

2. Medical insurance: medical insurance payment cannot be used for more than 3 months, but it can be renewed. If the payment is less than 20 years, it cannot be reimbursed by medical insurance after retirement;

3. Unemployment insurance, industrial injury insurance and maternity insurance: they can be paid again after breaking off diplomatic relations, with little impact;

4. Housing accumulation fund: Breaking off diplomatic relations has no influence, and the money in the personal account will always be there, and it can still be withdrawn when it meets the conditions.

To sum up, the impact of social security withholding will be that the longer the interruption of pension insurance, the greater the pension loss, and the inability to enjoy medical insurance benefits during the interruption of medical insurance payment, which will affect the payment period.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.