Can rural households pay for urban health insurance

Rural households can buy employee health insurance. The purchase of employee health insurance has nothing to do with whether or not you are a rural household, as long as the person concerned has established a labor relationship with the employer, the employer should purchase basic employee health insurance and other social security for the employee within one month of the date of employment.

1, rural households can pay urban residents in the city health insurance, but each region has different methods of processing.

2, applying for insurance under 18 years of age to provide the "household register" (all members of the household register to be copied), "identity card" (16 years of age and under the ID card can not be provided). If you are a student, you need to provide your household register, ID card, and a certificate of school registration issued by your school. For urban non-working residents, they need to provide their household registration book and ID card.

3, for the social security process to bring personal data, in the town where the social security bureau of the relationship unit.

Urban and rural residents health insurance reimbursement standards

1, outpatient reimbursement rate

Outpatient medical expenses incurred can be reimbursed at 60-70%, up to a maximum of 700 yuan per year, there is no starting line standard.

2. Reimbursement of inpatient medical expenses

Township hospitals: reimbursement at 90%, with a starting line of 100 yuan;

County hospitals: reimbursement at 70%-80%, with a starting line of 300 yuan;

Municipal hospitals: reimbursement at 70%, with a starting line of 600 yuan;

Tertiary hospitals: reimbursement at 55%, with a starting line of 800 yuan;

Provincial hospitals: reimbursement at 5%, with a starting line of 1,500 yuan

Out-of-province hospitals (filed): reimbursement at 55%, with a starting line of 1,500 yuan;

Note: The maximum reimbursement for inpatient hospitalization is 150,000 yuan per year, with the higher the level of the hospital the lower the reimbursement rate, and the higher the starting line standard.

3, major medical insurance

Maximum annual reimbursement of 300,000 yuan, deductible of 10,000 yuan, the reimbursement rate according to the medical expenses decided, 1-3 million yuan reimbursement of 55%; 3-7 million yuan reimbursement of 60%; 70% reimbursement of 7-15 million yuan; more than 150,000 yuan reimbursement of 80%.

Summary of the above is the editor of the rural households can pay the town health insurance to make the relevant answer, I hope to help you.

Legal basis

The People's Republic of China*** and the State Social Insurance Law, Article 23

Workers should participate in the basic medical insurance for employees, by the employer and employees in accordance with the state regulations***the same basic medical insurance premiums.

Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the State regulations.

Article 24

The State establishes and perfects a new type of rural cooperative medical care system.

Methods for administering the new type of rural cooperative medical care shall be prescribed by the State Council.

Article 25

The State establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The government shall subsidize the part of individual contributions required by those who enjoy the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over sixty years of age and minors from low-income families.